Planning Your "Social Plan" for a Successful RetirementSubmitted by QSSA - Better Financial Solutions for Life on July 13th, 2017
As a financial planner you would expect me to speak to you about how critical it is to get your financial house in order and take care of all the important financial stuff to insure a secure, safe and comfortable retirement. It is!
However, let’s put that aside for a moment and talk about the importance of having a retirement social activity plan.
The key to an enjoyable retirement isn’t about how much money you’ve squirrel away. If you did that’s great. It can add to your enjoyment during retirement. Developing your retirement social plan is just as important as your financial plan. Most of us have lived in a particular way for years so; retirement living is going to take some getting use to. Things are going to be different and you are going to have a lot time to fill every day!
Social skills and technology can enhance these years.
If you haven’t noticed, many of us are living longer. It’s likely that your retirement years will last as long if not longer than your working years. If you’re married Great, plan all those honey-dos and trips - have fun together. However, devising an individual social activities plan is just as important. According Laura Fratiglioni, M.D., director of the institute's Aging Research Center. A rich social life may protect against dementia by providing emotional and mental stimulation. Having multiple social networks in your life can enrich your retirement enjoyment and can help lower your risk of cognitive decline.
Networking and staying involved during your retirement years is an important step to staying on top of your game in retirement and if it’s done decorously it will enhance your circle of friends and your life.
Let’s get started
Build your inventory
Grab your old paper phone book. I know you have one! Look at the contacts on your phone and accumulate all those old phone directories (work , church, golf club, red hat club…) you have laying around.
- Create a list of all those people you’ve always wanted to contact but you didn’t because life just got in the way.
Now you can! You can categorize the list (hot, warm, cold) if you like but don’t get too crazy.
Ultimately you want to contact as many people as you can. The categorizing is for your comfort.
- Call the list - “Hello Calls”
- Warn your contact that you only have 5-10 minutes.
- Tell your contact that you just want to say hi, share your contact information with the hopes of starting a regular dialogue. Be personable and create your own rhythm. Customize your topic for the group you are calling.
- YOUR GOAL - 10 dials/5 Connections, 2-days per week
- Set a regular schedule: mornings, lunch time.
- Keep it brief - use an egg timer or your phone stopwatch if necessary.
- Develop a activities list and expand your horizons
- Learn social media (Facebook, Twitter, etc.), daily for ½ hour
- Visit websites
- Join club
- Connect with like-minded people. Let people know who you are. What your career was, who you worked for, what you like to do, family, married, children…
- Make “Social Contact” Cards (retired business card). Get Creative.
Retired Rocket Scientist
Home (XXX) XXX-XXXX, Cell (XXX) XXX-XXXX Best Number
Enjoy: Golf, Dining, Dancing, Sports and Fun People
- Do something you love – Volunteer, Learn a new hobby, sport or activity, travel, start a new job. Although you’re retired, creating a new stream of income may be socially challenging but it can also add an additional source of income to supplement all the things you love to do. Just be mindful about the tax laws so you don’t pay unintended taxes and work for the government. That’s no fun!
- Read – Find a book club, meet authors at your local bookstore or library. Write an article for your local paper. Share your point of view. Show off your intellectual capital it is one of your most valuable commodities and it will let people know that you’re interesting. People tend to be more attracted to interesting people.
You’ve done all the hard work and you probably have a lot of fond memories. That’s great but now it is bonus time. Time to enjoy the heck out of life and all it has to offer. If you are relocating, great! No body knows you and it’s an opportunity to create a new you. Concentrate on the things you love to do. Maybe you don’t know what that is yet.
Explore and try new things. This is your retirement and the world is changing.
Retirement is a new opportunity for you to do anything your heart desires. Be a new you.
Questions? Contact me for all your senior living and financial planning encounters.
I offer “Practical Approaches to Living” that resolve challenging issues.
My services include: Insurance (Medicare Supplements, Life, LTC), Financial Planning and Money Management.
I would love to help you and I welcome the opportunity.
Visit me at: http://www.qssa.us or contact me.
 AARP, More Social Contacts May Offer Added Protection Against Cognitive Decline